Finance to grow your Business
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Contact a Business Finance Expert TodayYour one-stop-shop for all types of business finance
Our trained experts can recommend the best product for your business structure
We know that you’re the expert when it comes to running your business. And you’ll know what equipment you need to get the job done, whatever it is. But when it comes to financing your new vehicles or equipment, we’ll use our industry knowledge and lender networks to ensure you get a financing solution that works for your business.
We can help you secure funds for everything from IT equipment, to trucks and trailers, and energy saving solar systems. We can even help you finance your next fitout. Whether you want to buy or lease, we’ll give you seamless service and expert advice so you can make an informed decision.
Equipment finance
Whether you need finance for new computers, heavy machinery or specialised equipment, we’ve got the know-how and lending network to help you grown your business.
Trucks and trailers
Need some big wheels to keep your business running? We can help you secure competitive finance for the trucks and trailers that keep you on the move.
Cash Flow Finance
Managing your cash flow effectively can be a constant struggle for business owners. We’ve got cash flow finance solutions that help smooth out even the lumpiest cash flows.
Corporate finance
Managing the growth of your business can be challenging. But our corporate finance solutions can help you manage any growth aspirations with ease.
Fitout finance
Whether you’re fitting out a new business or renovating your existing premises, we can find you a flexible finance solution that will cover everything from painting to plumbing.
Finance Types
When it comes to business loans, there’s no such thing as one size fits all.
So, we work with you to fully understand your business needs first. This enables us to tailor a finance package that suits your business structure and budget while ensuring you get the vehicle or equipment you need to get on with the job. We have a range of expert finance solutions that can be structured to suit your purposes.
Chattel Mortgage
With flexible loan terms and the option of a residual or balloon payment, a Chattel Mortgage is a great way to finance your next business equipment purchase. At the end of the contract, you can choose to refinance the residual, or trade-in your asset and upgrade your equipment. You’ll have ownership at the start of the contract, along with a range of tax benefits. Once the loan is paid out, the security interest will be removed giving you clear title over the asset.
✔ Tax deductions as the equipment is being used for business purposes
✔ Claim GST on the purchase price where applicable
✔ Fixed interest rates and monthly repayments
✔ Flexible contract terms
For more information about how a Chattel Mortgage could work for your business, give us a call today.
Contact a Business Finance Expert Today
Equipment Rental
Don’t want the hassle of ownership or simply need new equipment for a shorter period of time?
Equipment rental might be the solution you’re looking for. Under this finance arrangement, the lender buys the equipment on your behalf and rents it back to you for a set period of time. You’ll make regular set rental payments and at the end of the contract, either hand the equipment back with no more to pay, continue with the agreement, or buy the asset back at a set amount.
Benefits include:
✔ Flexible contract terms
✔ Fixed rental cost
✔ Rental payments can be claimed as a tax deduction
✔ Costs are known in advance, allowing for better budgeting
✔ Sits off-balance sheet freeing up other lending avenues
Equipment rentals cover a wide range of business needs, so whether you need new computers or earthmoving equipment, we can deliver a finance solution that suits you. Give us a call to discuss your options.
Contact a Business Finance Expert Today
Finance Lease
Under a Finance Lease, the lender purchases the equipment on your behalf and you lease it back for a fixed monthly fee. You have the full usage benefits of ownership and at the end of the lease, you either pay the remaining residual and take full ownership, sell the equipment, or refinance and continue the lease.
Benefits include:
✔ Flexible contract terms
✔ Potential tax deductions
✔ Fixed interest rates and monthly payments
✔ Finance the asset excluding GST and GST in included in your repayments
Want to learn more? Give us a call to discuss your options.
Contact a Business Finance Expert Today
Commercial Hire Purchase
Covering all kinds of business equipment, a Commercial Hire Purchase allows you to hire the asset from the lender for a fixed monthly repayment over a set period.
You might also hear these commercial finance options referred to as corporate hire purchase, hire purchase or offer to hire. This structure of finance has more recently been replaced with the Chattel Mortgage product which offers similar benefits for businesses.
Contact a Business Finance Expert Today
Our Partners:
Whether you need finance for new computers, heavy machinery or specialised equipment, we’ve got the know-how and lending network to help you grown your business.
We’ve got years of equipment finance experience under our belt, so when it comes to getting you the right package, we’ve definitely got your back.
Simply let us know what you need and we’ll provide you with a range of lenders and finance solutions to choose from, along with flexible options tailored to suit your business structure and budget.
Our team can help arrange finance for all your business needs, including:
- Earthmoving equipment
- Farm equipment
- Medical equipment
- Office equipment
- Computers
Need some big wheels to keep your business running? We can help you secure competitive finance for the trucks and trailers that keep you on the move.
Need a truck, trailer or tanker?
We can help you find a flexible finance solution for the heaviest of heavy equipment. Simply let us know what you’re after and the type of work you need it for and we’ll tailor a finance solution that suits.
From Commercial Hire Purchase, to Chattel Mortgage or an Asset Lease, we’ve got options for every kind of business and budget. Give us a call to get started.
Want to help the environment, as well as your bottom line? We’ll help to find a sustainable solution that won’t cost the earth.
You want to run your business as efficiently as possible, and that includes the amount of energy you use.
At Platform Direct, we know that investing in clean, green technology is one of the best ways to help the environment while also helping your bottom line.
Our tailored, flexible energy finance solutions cover all of your green needs, including:
- Solar storage and batteries
- Solar hot water systems (including hybrid systems)
- Energy efficient lighting
- Power factor correction (PFC)
- Voltage optimisation (VO)
- Heating, ventilation and air conditioning systems (HVAC)
- Refrigeration upgrades
- Wind turbines
- Smart metering
- Geothermal equipment
With quick approvals and a range of lenders to choose from, we’ll have your future focused finance sorted in no time. Contact us to learn more.
Keeping your business on track is hard work. Our corporate finance solutions can help with the heavy financial lifting.
Property development debt funding
With access to a panel of potential lenders, we can help you secure your:
First mortgage
We work with a range of bank and non-bank funders to provide you with higher LVRs and flexible, more favourable conditions, repayment terms and covenants.
Second mortgage or mezzanine debt
We’ll source from a panel of non-bank funders to find you the finance that fits your business structure, budget and financial needs.
Construction finance
With access to a panel of bank and non-bank funders, our experts in the field will provide you with the right kind of choice for your construction finance.
Equity
Our Corporate Finance team works with our panel of partners in the equity markets to find you the right kind of equity options.
Acquisition funding
Need to access acquisition funding or finance a significant acquisition without changing control of the business? We’ve got you sorted.
Growth capital funding
If you’re looking for capital to expand or restructure your operations, enter new markets or finance a significant acquisition without changing control of the business, we can help.
Where possible, we’ll secure your funding while limiting your security within company cashflows and internal structures.
Inventory finance
We can help you collateralise your existing inventory to secure a revolving line of credit that can be used to purchase additional inventory or ride out seasonal fluctuations.
Whether you’re fitting out a new business or jazzing up an existing one, we can find you a flexible finance solution that will cover everything from painting to plumbing.
Fitting out your business premises isn’t always straightforward. But our finance solutions are.
Thanks to an extensive network of lenders, we can find the package that ticks all of your boxes.
We have fitout finance solutions for every kind of business space, including:
- Shop fronts and retail stores
- Cafés
- Office spaces
- Warehouses
- Factories
- Medical centres
- Restaurants
- Function centres
Our specialised loans will cover all of your fitout needs, including:
- Lighting, electrical work and fittings
- Benches and finishes
- Kitchen, cabinet and bathroom installations
- Signage
- IT infrastructure, including cabling
To talk about the kind of fitout you need to fund, give us a call today.