Cars for personal use

Flexible car finance options that suit your needs

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You can rely on our Car Finance Experts

Hassle-free car finance for you and your family

Buying a new car is exciting. We get that. But sorting out the finance can take a bit of shine off the experience. With over 10 years in the business, we know you don’t want the hassle of hunting down a good deal, haggling over your purchase, or dealing with mountains of paperwork.

So we do it all for you.

From helping you choose the right finance solution to securing the best possible deal, our brokers are with you every step of the way. Their knowledge, know-how and practical expertise makes the process as smooth as possible and our access to Australia’s largest panel of lenders guarantees you a great deal. Here’s how we can help.

Secured car loan

Secured car loan

Take advantage of lower interest rates and better repayment options by using your new car as security for your loan. By taking security over your vehicle, the finance company reduces their risk so they can offer you more competitive terms on your finance. It means there’s a chance your car could be repossessed if you miss repayments, but you’ll own the car outright once your loan is repaid.

Benefits of a secured car loan include:

✔ Fixed interest rates and repayment terms
✔ Smaller monthly repayments using balloon or residual options
✔ Tailored repayment plans
✔ Flexible contract terms

Calculate your repayments

Unsecured car loan

Unsecured car loan

An unsecured car loan or personal loan is a car finance option where you’re not required to provide security for the loan. It’s considered a bigger risk for the lender, so it will often come with a higher interest rate. However, you’ll own the vehicle from the time of purchase.

Benefits of an unsecured car loan include:

✔ Flexible contract terms ranging from one to seven years
✔ A choice of fixed or variable interest rates
✔ Finance available for vehicles that don’t meet the criteria for a secured loan
✔ Own your vehicle outright from the day of purchase

Calculate your repayments