Finance to grow your Business

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Your one-stop-shop for all types of business finance

Our trained experts can recommend the best product for your business structure

We know that you’re the expert when it comes to running your business. And you’ll know what equipment you need to get the job done, whatever it is. But when it comes to financing your new vehicles or equipment, we’ll use our industry knowledge and lender networks to ensure you get a financing solution that works for your business.

We can help you secure funds for everything from IT equipment, to trucks and trailers, and energy saving solar systems. We can even help you finance your next fitout. Whether you want to buy or lease, we’ll give you seamless service and expert advice so you can make an informed decision.

Finance Types

At Platform Direct, we work with you to understand your business structure, budget and asset needs.

When it comes to business loans, there’s no such thing as one size fits all.

So, we work with you to fully understand your business needs first. This enables us to tailor a finance package that suits your business structure and budget while ensuring you get the vehicle or equipment you need to get on with the job. We have a range of expert finance solutions that can be structured to suit your purposes.

 

 

Chattel
Chattel Mortgage

With flexible loan terms and the option of a residual or balloon payment, a Chattel Mortgage is a great way to finance your next business equipment purchase. At the end of the contract, you can choose to refinance the residual, or trade-in your asset and upgrade your equipment. You’ll have ownership at the start of the contract, along with a range of tax benefits. Once the loan is paid out, the security interest will be removed giving you clear title over the asset.

✔ Tax deductions as the equipment is being used for business purposes
✔ Claim GST on the purchase price where applicable
✔ Fixed interest rates and monthly repayments
✔ Flexible contract terms

For more information about how a Chattel Mortgage could work for your business, give us a call today.

 

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Equipment
Equipment Rental

Don’t want the hassle of ownership or simply need new equipment for a shorter period of time?

Equipment rental might be the solution you’re looking for. Under this finance arrangement, the lender buys the equipment on your behalf and rents it back to you for a set period of time. You’ll make regular set rental payments and at the end of the contract, either hand the equipment back with no more to pay, continue with the agreement, or buy the asset back at a set amount.

Benefits include:
✔ Flexible contract terms
✔ Fixed rental cost
✔ Rental payments can be claimed as a tax deduction
✔ Costs are known in advance, allowing for better budgeting
✔ Sits off-balance sheet freeing up other lending avenues

Equipment rentals cover a wide range of business needs, so whether you need new computers or earthmoving equipment, we can deliver a finance solution that suits you. Give us a call to discuss your options.

 

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Finance lease
Finance Lease

Under a Finance Lease, the lender purchases the equipment on your behalf and you lease it back for a fixed monthly fee. You have the full usage benefits of ownership and at the end of the lease, you either pay the remaining residual and take full ownership, sell the equipment, or refinance and continue the lease.

Benefits include:
✔ Flexible contract terms
✔ Potential tax deductions
✔ Fixed interest rates and monthly payments
✔ Finance the asset excluding GST and GST in included in your repayments

Want to learn more? Give us a call to discuss your options.

 

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Commercial hire
Commercial Hire Purchase

Covering all kinds of business equipment, a Commercial Hire Purchase allows you to hire the asset from the lender for a fixed monthly repayment over a set period.

You might also hear these commercial finance options referred to as corporate hire purchase, hire purchase or offer to hire. This structure of finance has more recently been replaced with the Chattel Mortgage product which offers similar benefits for businesses.

 

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